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A New Light on Digital Finance

Your Money
made Simple
for Everyday Life

Zarida brings your everyday financial experience into one modern digital space — simple, clear and designed around you.

100+
users
5+
currencies
24/7
support
Core Ledger Balance
TJS 1 245 000.00
ACC. •••• 4821
OPERATING ACCOUNT — Zarida
Inbound Settlement
today, 14:32
+2 800
Operational Disbursement
yesterday, 09:15
−350
Core Ledger Reconciliation
May 1, 18:00
+5 000
USD / TJS
10.82
Settlement confirmed
✓ real-time

One platform, not a set of disconnected modules

Core banking, digital banking, financial operations, and API access all run on the same ledger.

Core Banking
A double-entry ledger as the single source of truth for every account balance.
Payments & Merchant
Invoicing, payment acceptance, and payout requests released by Treasury staff.
API & Integrations
Scoped, authenticated API access through Integration Client credentials.
Legacy ABS Migration
A staged, institution-controlled path off an existing core banking system.
Security
MFA, encrypted secrets, and role-based access control throughout.
White-label
Your own name, logo, and color theme — configured per installation.

Live exchange rates, backed by the same ledger

Updated: today 15:00
🇺🇸
USD/TJS
Buy 10.82 ▲ 0.03
Sell10.95
🇪🇺
EUR/TJS
Buy 11.65 ▲ 0.08
Sell11.8
🇷🇺
RUB/TJS
Buy 0.117 ▼ 0.002
Sell0.121
🇰🇿
KZT/TJS
Buy 0.0215 ▲ 0.001
Sell0.0224
Business banking dashboard
Operating balance
TJS 1,245,000.00
+2.4%
Payout requests
18
this week
Inbound Settlement
today, 14:32
+2,800
Operational Disbursement
today, 11:05
−350

A dedicated business dashboard, with team access

Team management, invoicing, and payout requests released by Treasury staff.

  • Team management with role-based access for authorized users
  • Invoicing and accept-payments tooling
  • Payout requests, released by Backoffice/Treasury staff
  • Account statements for reconciliation
How a business gets started
  • 01
    Open the business account
    Verification and opening of the operating account.
  • 02
    Invite the team
    Assign roles and permissions to authorized users.
  • 03
    Operate
    Invoice, accept payments, and request settlements.

Built for real institutions

Banks, microfinance institutions, fintech companies, and digital financial service providers.

Banks
Core banking plus digital and business banking channels.
Microfinance Institutions
Account products and branch cash operations.
Fintech Companies
API-first integration over a real ledger.
Digital Financial Services
White-label digital banking channels.

Real digital banking for individual customers

  • Self-service account opening and management
  • Internal transfers and card-based operations
  • Currency exchange at institution-configured rates
  • Built-in KYC verification
🇹🇯
TJS Account
TJS · Primary operating account
8 540.00
🇪🇺
USD Account
EUR · Foreign-currency balance
245.50
🇺🇸
EUR Account
USD · Foreign-currency balance
180.00

Ready to see Finance System in action?

Request a demo and let's talk about your migration, your core banking, or your digital banking.